Business Advisory
Richard Mood CPA helps small businesses in Worcester and Central Massachusetts stay organized, make smarter decisions, and avoid financial surprises. If you want a dependable back-office partner you can actually reach, schedule a free 15-minute consultation.
Business services
Choose what you need today, with support that scales as you grow
Outsourced Accounting Department
Get consistent, professional support without building an in-house accounting team. We help manage the day-to-day while keeping your numbers clear, accurate, and ready for decisions.
Bookkeeping & Payroll Support
Stop spending nights and weekends trying to “catch up” on transactions and reports. We keep records clean and organized, and support payroll-related processes so you’re not stuck figuring it out alone.
Business Advisory & Part-Time CFO
When you need a sounding board for growth decisions, pricing, hiring, or big purchases, you’ll have one. We translate the numbers into practical guidance you can act on.
Cash Flow & Profitability Support
Understand where the money is going, what’s working, and what needs attention. We help you improve visibility so you can plan ahead instead of reacting at the last minute.
New Business Formation & Succession Planning
Starting a business or planning the next chapter brings a lot of moving parts. We help you think through structure, tax implications, and a realistic plan so you can move forward with confidence.
Bank Financing Support & Internal Controls
Preparing for financing is about more than filling out paperwork—it’s about having clean financials and a clear story. We help you get lender-ready and strengthen internal controls to reduce risk as you grow.
One place for the full business financial picture
A practical, steady partner for Worcester-area businesses
If you’re juggling multiple vendors for bookkeeping, payroll support, and financial guidance, it’s easy for details to get missed. With Richard Mood CPA, your business services work together—so your bookkeeping supports smarter tax decisions and your reports support better planning. You’ll spend less time chasing answers and more time running your business. And because this is a boutique firm, you get direct access to Richard when questions come up.
FAQs
Common questions about our business services
What is an “outsourced accounting department,” and is it right for my business?
It means you get the core functions of an internal accounting team—without the overhead of hiring and managing staff. The goal is to keep your books accurate, your reporting consistent, and your questions answered as they come up. Many small businesses choose this when they’ve outgrown DIY bookkeeping but aren’t ready for a full in-house department. We tailor support to match your size, pace, and priorities.
Can you help if my books are behind or messy?
Yes—this is common, especially when you’ve been focused on sales, customers, and daily operations. We can help get your records organized, establish a repeatable monthly rhythm, and make sure you have numbers you can rely on. The process is straightforward and paced to reduce disruption. Once things are clean, it becomes much easier to stay that way.
Do you handle payroll?
We provide bookkeeping and payroll support, which typically means helping you stay organized, aligned with your payroll provider, and confident that records match what’s happening in the business. If you already have a payroll system, we’ll help it integrate smoothly into your accounting. If you’re unsure what setup fits, we’ll guide you toward a practical workflow. The goal is fewer headaches and fewer loose ends.
What does part-time CFO or advisory support look like in a small business?
It’s focused guidance tied to real decisions—cash flow planning, profitability, pricing, hiring timing, equipment purchases, and growth planning. You’ll get help interpreting reports and understanding what the numbers are saying in plain language. Some clients want ongoing advisory check-ins; others want support during a specific transition. Either way, you’re not left guessing.
Can you help me prepare for a bank loan or line of credit?
Yes. Lenders want clean financials, consistent reporting, and confidence that the business is well-run. We help you organize statements, improve visibility in your reporting, and strengthen internal controls so you’re better prepared for financing conversations. You’ll be able to present clear information with fewer surprises. That typically leads to a smoother process and more confidence on both sides.